Frequently Asked Questions
How do I know how much my home is worth?
Your home’s value depends on location, recent comparable sales and market trends. I can provide you with a fee home evaluation or CMA to determine your home’s value.
What should I do before selling?
Before selling, declutter, deep clean, and make minor repairs. Boost Curb appeal and consider professional home staging. I can help you price your home competitively and market it to qualified buyers.
How long does it take to sell my house?
In today’s real estate market homes in the Cedar Rapids and surrounding areas typically sell within 30-60 days, depending on price, condition, and demand. Proper pricing and marketing are key.
How much money do I need for a down payment?
Most home buyer’s need between 3%-20% down, depending on the loan type. First time home buyers may qualify for low or no downpayment programs or Iowa housing grants.
What are the closing costs?
Closing costs usually range from 2%-5% of the home’s price and includes title fees, lender fees, and property taxes. Your lender can give you a detailed breakdown.
Should I buy a new home before selling my current home?
It depends on your current financial situation and market conditions. Some homeowners choose to buy first using a bridge loan, while others sell first to avoid carrying two mortgages. I can help you plan the right timeline.
What’s the difference between pre-qualification and pre-approval?
Prequalification gives you an estimate of what you might afford, while pre -approval means a lender has verified your income and credit. Getting pre-approved strengthens your home offer and helps you buy with confidence.
How do I find the right real estate agent?
Look for a local realtor with experience in your community. Ask people who have sold or bought homes recently who they used. I always want to make sure we are a good fit, so I set up a consultation to make sure I can help you and understand what your expectations will be.